Updates
44Finance has been evolving since July 2018. We’re starting to publish public updates now, and we’ve retroactively summarized the biggest visitor-facing changes since June 2025.
What we’re focusing on next (6 months)
- Make comparisons smarter: better filters, clearer “best for” labels, and more transparency on requirements and costs.
- Expand calculators and guides: add more scenario-based tools (e.g., consolidation, affordability, early payoff) and connect them to relevant pages.
- Keep provider data fresher: more frequent updates, clearer provider details, and country-specific sorting.
- Improve mobile UX: faster navigation, cleaner layouts, and more accessible forms.
Have a suggestion?
Tell us what to improve or add next. Messages are stored on the server for review (no email delivery).
Latest changes
Filter updates
Showing 38 updates
Search
Country
Type
May 2026
10 updates
- GlobalOffers
Lender offer data refreshed from partner feeds
Refreshed Adtraction-backed Finland and Sweden lender verification dates and updated Leadgid-backed Estonia offer fields where partner data changed. Open lender comparisons or Offer Metrics, check the latest verification dates, and review updated Estonia Russian minimum amounts plus ESTO campaign limits.
- GlobalCalculatorsOffers
Affordability calculators now create stronger risk signals
Affordability and KALP calculators now estimate free cash flow, safer monthly payment, safer loan amount, DTI/risk zone, and can pass those signals into Loan Match. Open a calculator, enter income and obligations, then continue to matching with a more complete borrower profile.
- GlobalNew pagesPrivacyOffers
44Finance Data Platform pages added
Added public pages that explain how 44Finance connects lender data, affordability tools, Loan Match, and secure user contributions. Open the platform page to understand what data is used, where it comes from, and what 44Finance does not claim to do.
- GlobalOffersNew pages
Data Catalog and source freshness are now public
Published a compact Data Catalog showing market coverage, lender record counts, verification status, freshness windows, and tracked signals. Open the catalog to see which lender data is fresh or stale, then use the linked market indexes for details.
- GlobalNew pagesPrivacyForms
Trust Center, corrections and lender-data audit trail added
Published a Trust Center explaining how 44Finance handles commercial independence, lender-data verification, corrections, privacy and public data exports. Open the Trust Center, review how rankings are separated from referral commissions, then use the correction form or lender-data changelog to check how material data issues are reported and tracked.
- GlobalFormsPrivacyOffers
Secure lender-data contribution uploads launched
Visitors can now contribute lender documents, personal offers, rejection reasons, and payout-speed signals with explicit consent. Open the contribution page, add a short summary or document, and see how verified, anonymized inputs can improve future lender data and matching.
- GlobalOffersNew pages
Localized loan data indexes are available
Added market-specific lender data indexes with verification dates, APR examples, total-cost scenarios, decision speed, payout speed, document requirements, and weak-profile signals. Open your market’s index, compare the signal columns, then continue to Loan Match or lender pages.
- GlobalCalculatorsOffersForms
Loan Match Engine launched across markets
Added a rule-based loan matching tool that compares amount, term, income, obligations, urgency, bank-statement readiness, and lender-side data. Open Loan Match, fill in a borrower profile, and review which providers may fit, may be risky, or are likely a poor match.
- SwedenNew pagesCalculatorsOffers
Sweden loan guides and mortgage calculator upgraded
Several Sweden pages now answer more practical borrowing situations, including private loans, car loans, low-interest loans, SMS loans, instant payout, down payment, and a stronger mortgage calculator. Open a guide or calculator to compare scenarios with clearer cost and intent coverage.
- GlobalOffers
Lender offer data refreshed and expanded
Updated provider data from partner feeds and editorial checks, added new offer details, and refreshed verification dates for Estonia, Estonia (RU), Finland, and Sweden. Open lender comparisons to see fresher cards, updated metrics, and newly added provider information.
March 2026
1 update
- GlobalNavigationNew pages
AI-readable site map and better AI crawler access
Published an llms.txt file and adjusted crawler rules so AI systems can more reliably understand key loan pages, lender data, calculators, and policy sources. Open llms.txt to see the public AI-oriented map of the project.
February 2026
12 updates
- GlobalPrivacyNew pages
Comprehensive privacy policies and stronger trust pages
Privacy Policy expanded from 3 short sections to 13 detailed GDPR-compliant sections in all 6 languages. Editorial Policy, Rating Methodology, Fact-Checking Policy, and Offer Metrics pages enriched with deeper explanations. Open your locale's privacy page to review the full policy, or visit a trust page to see the added detail.
- SwedenOffers
Verified and updated lender data (Sweden)
We manually verified interest rates, loan terms, and special offers for all Swedish lenders. You can now compare providers with confidence, knowing the figures reflect the most current market conditions.
- SwedenPrivacyDesign
Mandatory cost warning for Swedish loans
A prominent banner has been added to all loan pages reminding visitors that borrowing costs money. This ensures you are fully aware of the financial risks before applying, in compliance with Swedish consumer credit regulations.
- SwedenDesign
Easier-to-read loan guides
We improved the visual layout of our articles to make complex information easier to digest. Long texts are now broken down into clear sections with tables and checklists, helping you find answers faster.
- GlobalOffersNavigationDesign
Clearer loan comparison and page structure
Loan pages and comparison sections were streamlined to make offers easier to scan and key actions easier to find. Open any country’s loans section, compare providers, and check the cleaner card layout and navigation flow.
- GlobalFormsPrivacy
Request form protection and submission stability
Loan request forms now include stronger anti-bot checks with invisible verification. Submit a valid form and verify stable completion feedback instead of broken or blocked flow.
- GlobalNew pagesOffersPrivacy
Transparency policies are now publicly available
Published pages that explain how ratings are built and how factual claims are checked. Open the policies to review methodology details and editorial standards.
- GlobalOffersDesign
Offer-data transparency added to creditor cards
Creditor cards now include a compact offer-data panel with last-checked date, sample APR, decision/payout speed, and total-cost scenarios. Open provider cards and compare these fields before applying.
- GlobalNew pagesNavigation
Updates page launched
Published a dedicated Updates page with timeline filters and a feedback form so visitors can follow product and content changes more easily.
- SwedenFinlandOffers
Updated lender lists (Sweden and Finland)
Refreshed lender information and ordering so it’s easier to compare the most relevant options right now.
- GlobalDesign
Smoother look across devices
Improved small visual details so the site feels more consistent across countries and browsers.
January 2026
1 update
- SwedenNew pages
More Sweden loan guides (amounts and SMS loans)
Added more Sweden-focused loan pages, including amount-based pages and new SMS-loan guides.
Show older updates
December 2025
4 updates
- GlobalPrivacy
Cookie preferences and privacy choices
Added a cookie banner and settings so visitors can better control what gets stored in their browser.
- GlobalDesignOffers
Quick access to the top offer
Added and refined a compact “top offer” widget so it’s faster to start comparing and applying, especially on mobile.
- SwedenNew pages
New Sweden guides for common situations
Published new Sweden-focused pages for popular scenarios like weekend loans, instant payout, and no-income loans.
- EstoniaEstonia (RU)New pages
New Estonia guides for big topics
Added new pages in Estonian and Russian for topics like business loans, mortgages, and refinancing.
November 2025
3 updates
- GlobalNavigationDesign
Faster navigation with a redesigned menu
Refreshed the main navigation to make it easier to find loan categories, lenders, and help tools across all countries.
- EstoniaEstonia (RU)FinlandLithuaniaSwedenCalculatorsNew pages
Help section and calculators launched (all countries)
Added a dedicated Help section with financial calculators (loan, mortgage, refinancing, and more) in every locale.
- GlobalFormsDesignOffers
Better comparison experience and application form
Improved comparison pages (filters and clearer cards) and upgraded the request form with better validation and trust signals.
October 2025
1 update
- GlobalForms
Clearer application confirmation
After submitting a request, visitors now get clearer success messaging and guidance on what happens next.
September 2025
3 updates
- SwedenNew countryNew pages
Sweden launched
Expanded the service with Sweden-focused pages for loans and provider comparisons.
- FinlandLithuaniaNew pagesOffers
More lender pages in Finland and Lithuania
Published many lender detail pages, so visitors can browse providers and compare options more easily.
- EstoniaEstonia (RU)New pagesOffers
Lender detail pages for Estonia (ET and RU)
Added dedicated pages for popular lenders, with clearer details and a smoother browsing experience.
August 2025
1 update
- GlobalNavigation
Improved breadcrumbs on key pages
Added clearer “you are here” navigation on many pages to help visitors move between categories and details faster.
June 2025
1 update
- GlobalEstoniaEstonia (RU)FinlandLithuaniaNavigationOffersForms
Snapshot (June 2025): what 44Finance was at that point
By June 2025, 44Finance was a multilingual loan comparison service for Estonia (ET + Russian), Finland, and Lithuania with loan categories, lender comparisons, and a request form.
July 2018
1 update
- GlobalDesign
44Finance started (July 2018)
The project has been evolving since July 2018. We’re starting to publish public updates now, and earlier milestones are summarized retroactively.