How we make money
Owner: Editorial. Last updated: 2026-05-30
Commercial independence guarantee
44Finance may receive referral commissions from some lenders when users click outbound links. Compensation does not affect lender data, scores, ranking order, Recommended badges or Loan Match explanations. Sponsored placements, if shown, are labelled separately.
What we do not sell
- We do not sell ranking positions.
- We do not sell Recommended badges.
- We do not sell score improvements or positive reviews.
- We do not remove competitors because a partner pays.
- Partner status is disclosed separately from lender score.
- Non-paying lenders can appear and rank above paying lenders when the data supports it.
- Sponsored placements, if used, must be visually separated from ranked comparison tables.
Where to verify this
Lender-level affiliate status is exposed in Offer Metrics and machine-readable exports. Ranking logic is documented in Rating Methodology.