Trust Center

How 44Finance earns trust

44Finance is not a lender, bank, broker or credit decision maker. This center links the public controls behind our lender data, ranking logic, commercial disclosure, privacy handling and correction workflow.

Last updated: 2026-05-30. Machine-readable data: Data Catalog JSON and Offer Metrics JSON.

How we make money

Editorial

Referral commissions can exist, but they do not enter lender scores, rankings, Recommended badges or Loan Match explanations.

Rating methodology

Data

Weighted score factors, badge rules, freshness limits, commercial firewall and model version history.

Fact-checking

Editorial

How lender terms, regulatory sources, partner feeds and correction reports are verified before publication.

Data catalog

Data

Coverage, freshness, source hierarchy, market-level dataset status and public JSON/CSV exports.

Corrections log

Data

Public record for material changes to APR, KKM, fees, TCO, payout speed, documents, ranking or badges.

Lender data changelog

Data

Dataset-level and lender-level changes to source fields, audit trail, public exports and correction links.

Loan document privacy

Privacy

What happens when users upload contracts, offers, payment schedules, rejection reasons or payout evidence.

Contact and complaints

Product

How readers, lenders and data subjects can report inaccuracies, privacy requests or complaint topics.