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44finance/Offer metrics

44Finance Lender Intelligence Dashboard

The 44Finance Lender Intelligence Dashboard is a public data index for lender offer records used in our loan comparisons. It tracks verification dates, APR examples, total cost scenarios, decision and payout speed signals, borrower document requirements, and source freshness for listed lenders across our markets. The dashboard is designed to make 44Finance data easier to verify, cite, and reuse in AI search systems without hiding the limits of each record.

Offer data older than 90 days without re-verification is automatically marked as Stale. Stale offers are downranked in comparisons and cannot receive a "Recommended" badge. For details on how scores are calculated, see our rating methodology. For how data is verified, see our fact-checking policy. For dataset coverage and source freshness, use the data catalog; for field definitions and source hierarchy, see the lender data methodology.

Part of the 44Finance lender data layer

Offer Metrics is the canonical 44Finance Lender Intelligence Dashboard. It feeds local Loan Data Index pages and gives Loan Match Engine the lender-side signals used for fit explanations.

Open the 44Finance data platform reference
73
lender records
4
markets covered
73
verified records
72
TCO scenarios
Column descriptions
  • Creditor — lender or brand name.
  • Country — target market for this offer.
  • Amount range — minimum and maximum loan amount (€).
  • Period range — loan term range in months.
  • APR — Annual Percentage Rate, the headline cost metric including interest and mandatory fees.
  • Fixed annual interest rate — base yearly rate from lender terms, excluding extra fees.
  • interestRate — marketing-facing rate (may be monthly or a range).
  • usp — unique selling point or highlight for this creditor.
  • example — representative loan scenario: amount, period, APR, total payment, and fee.
  • Last verified — date when this data was last reviewed (YYYY-MM-DD).
  • TCO scenarios — total cost of credit for standardised amount/period combinations.
  • Decision speed — stated or editorially extracted signal for approval timing.
  • Payout speed — stated or editorially extracted signal for funds arrival timing.
  • Documents — borrower document signals collected from lender records.
  • Bank statement — whether a bank statement is required, sometimes requested, or not clearly stated.
  • Minimum income — stated minimum income or editorially normalised income requirement.
  • Weak credit profile policy — whether payment defaults or weaker profiles are mentioned.
  • Decline signals — common factors that may lead to rejection, based on lender terms and editorial review.
CreditorCountryAmount rangePeriod rangeAPRFixed annual interest rateinterestRateuspexampleLast verifiedTCO scenariosDecision speedPayout speedDocumentsBank statementMinimum incomeWeak profileDecline signalsRegulatory statusSource evidenceAffiliate statusCorrections
TF BankEstonia1000 - 2500012 - 120m12%alates 7.9%7.9%Mõistlikud laenud mõistlikele inimestele€5,000 / 60m / APR 12% / total 6000€ / fee 0€
2026-05-31
  • 1,000 / 12m: 1,120
  • 5,000 / 24m: 6,200
Personaalne pakkumine paari minutiga; eelotsus kuvatakse koheseltPositiivse lõppotsuse korral laekub raha kontole samal tööpäevalLaenutaotlus, isikutuvastus ja viimase 6 kuu kontoväljavõte panga digitempliga; vajadusel kõikide kasutatavate kontode väljavõttedRequiredPüsiv ametlik sissetulek (palk või pension); taotleja vanus 21-74 aastatMaksehäired peavad puuduma; pakutav summa sõltub krediidiskoorist, sissetulekust ja kohustustestOlemasolev maksehäire; Puuduv püsiv ametlik sissetulek; Kontoväljavõtte esitamata jätmine; Ebapiisav krediidiskoor või liiga suur kohustuste taseTF Bank AB (publ.) Eesti filiaal; Rootsi finantsjärelevalve ning Eesti filiaali raamistik
Source type: editorial review
Confidence: Medium
Checked by: 44Finance data review
Reviewed by: 44Finance editorial review
Partner feed used: Yes
User contribution: No / aggregate-only
Source
Affiliate linkCorrections log
Changelog