44Finance Lender Intelligence Dashboard
The 44Finance Lender Intelligence Dashboard is a public data index for lender offer records used in our loan comparisons. It tracks verification dates, APR examples, total cost scenarios, decision and payout speed signals, borrower document requirements, and source freshness for listed lenders across our markets. The dashboard is designed to make 44Finance data easier to verify, cite, and reuse in AI search systems without hiding the limits of each record.
Offer data older than 90 days without re-verification is automatically marked as Stale. Stale offers are downranked in comparisons and cannot receive a "Recommended" badge. For details on how scores are calculated, see our rating methodology. For how data is verified, see our fact-checking policy. For dataset coverage and source freshness, use the data catalog; for field definitions and source hierarchy, see the lender data methodology.
Part of the 44Finance lender data layer
Offer Metrics is the canonical 44Finance Lender Intelligence Dashboard. It feeds local Loan Data Index pages and gives Loan Match Engine the lender-side signals used for fit explanations.
Open the 44Finance data platform reference- Records
- 10
- Fresh
- 10
- Quick signals
- 8
- Avg APR signal
- 28.3%
- Records
- 35
- Fresh
- 35
- Quick signals
- 21
- Avg APR signal
- 13.4%
- Records
- 18
- Fresh
- 18
- Quick signals
- 11
- Avg APR signal
- 30.0%
- Records
- 10
- Fresh
- 10
- Quick signals
- 0
- Avg APR signal
- 26.5%
Dashboard filters
Showing 2 of 73 lender records. Fresh in current view: 2.
Column descriptions
- Creditor — lender or brand name.
- Country — target market for this offer.
- Amount range — minimum and maximum loan amount (€).
- Period range — loan term range in months.
- APR — Annual Percentage Rate, the headline cost metric including interest and mandatory fees.
- Fixed annual interest rate — base yearly rate from lender terms, excluding extra fees.
- interestRate — marketing-facing rate (may be monthly or a range).
- usp — unique selling point or highlight for this creditor.
- example — representative loan scenario: amount, period, APR, total payment, and fee.
- Last verified — date when this data was last reviewed (YYYY-MM-DD).
- TCO scenarios — total cost of credit for standardised amount/period combinations.
- Decision speed — stated or editorially extracted signal for approval timing.
- Payout speed — stated or editorially extracted signal for funds arrival timing.
- Documents — borrower document signals collected from lender records.
- Bank statement — whether a bank statement is required, sometimes requested, or not clearly stated.
- Minimum income — stated minimum income or editorially normalised income requirement.
- Weak credit profile policy — whether payment defaults or weaker profiles are mentioned.
- Decline signals — common factors that may lead to rejection, based on lender terms and editorial review.
| Creditor | Country | Amount range | Period range | APR | Fixed annual interest rate | interestRate | usp | example | Last verified | TCO scenarios | Decision speed | Payout speed | Documents | Bank statement | Minimum income | Weak profile | Decline signals | Regulatory status | Source evidence | Affiliate status | Corrections |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Coop Pank | Estonia | 300 - 25000 | 12 - 240m | 8,5% | Not provided | 6%+Euribor | Universaalne tagatiseta väikelaen igaks otstarbeks | €50,000 / 120m / APR 8,5% / total 65000€ / fee 0€ | 2026-05-31 |
| Pärast kontoväljavõtete ja taotluse esitamist võib vastus tulla mõne hetkega | Väljamakse pärast positiivset otsust ja lepingu sõlmimist; kiirus sõltub panga lõppkontrollist | ID-kaart, sissetuleku ja kohustuste info ning kontoväljavõte; vajadusel lisadokumendid | Required | Igakuine sissetulek vähemalt 400 eurot; vanus perioodi lõpus kuni 75 aastat | Nõutav korrektne maksekäitumine; nõrk krediidiprofiil vähendab heakskiidu tõenäosust | Alla 400 euro suurune igakuine sissetulek; Korrektse maksekäitumise puudumine; Ebapiisav maksevõime või liiga suur kohustuste tase; Nõutud kontoväljavõtte või andmete puudumine | Coop Pank AS; Eesti Finantsinspektsiooni järelevalve all tegutsev pank | Source type: editorial review Confidence: Medium Checked by: 44Finance data review Reviewed by: 44Finance editorial review Partner feed used: Yes User contribution: No / aggregate-only Source | Affiliate link | Corrections log Changelog |
| TF Bank | Estonia | 1000 - 25000 | 12 - 120m | 12% | alates 7.9% | 7.9% | Mõistlikud laenud mõistlikele inimestele | €5,000 / 60m / APR 12% / total 6000€ / fee 0€ | 2026-05-31 |
| Personaalne pakkumine paari minutiga; eelotsus kuvatakse koheselt | Positiivse lõppotsuse korral laekub raha kontole samal tööpäeval | Laenutaotlus, isikutuvastus ja viimase 6 kuu kontoväljavõte panga digitempliga; vajadusel kõikide kasutatavate kontode väljavõtted | Required | Püsiv ametlik sissetulek (palk või pension); taotleja vanus 21-74 aastat | Maksehäired peavad puuduma; pakutav summa sõltub krediidiskoorist, sissetulekust ja kohustustest | Olemasolev maksehäire; Puuduv püsiv ametlik sissetulek; Kontoväljavõtte esitamata jätmine; Ebapiisav krediidiskoor või liiga suur kohustuste tase | TF Bank AB (publ.) Eesti filiaal; Rootsi finantsjärelevalve ning Eesti filiaali raamistik | Source type: editorial review Confidence: Medium Checked by: 44Finance data review Reviewed by: 44Finance editorial review Partner feed used: Yes User contribution: No / aggregate-only Source | Affiliate link | Corrections log Changelog |