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44finance/Offer metrics

44Finance Lender Intelligence Dashboard

The 44Finance Lender Intelligence Dashboard is a public data index for lender offer records used in our loan comparisons. It tracks verification dates, APR examples, total cost scenarios, decision and payout speed signals, borrower document requirements, and source freshness for listed lenders across our markets. The dashboard is designed to make 44Finance data easier to verify, cite, and reuse in AI search systems without hiding the limits of each record.

Offer data older than 90 days without re-verification is automatically marked as Stale. Stale offers are downranked in comparisons and cannot receive a "Recommended" badge. For details on how scores are calculated, see our rating methodology. For how data is verified, see our fact-checking policy. For dataset coverage and source freshness, use the data catalog; for field definitions and source hierarchy, see the lender data methodology.

Part of the 44Finance lender data layer

Offer Metrics is the canonical 44Finance Lender Intelligence Dashboard. It feeds local Loan Data Index pages and gives Loan Match Engine the lender-side signals used for fit explanations.

Open the 44Finance data platform reference
73
lender records
4
markets covered
73
verified records
72
TCO scenarios
Column descriptions
  • Creditor — lender or brand name.
  • Country — target market for this offer.
  • Amount range — minimum and maximum loan amount (€).
  • Period range — loan term range in months.
  • APR — Annual Percentage Rate, the headline cost metric including interest and mandatory fees.
  • Fixed annual interest rate — base yearly rate from lender terms, excluding extra fees.
  • interestRate — marketing-facing rate (may be monthly or a range).
  • usp — unique selling point or highlight for this creditor.
  • example — representative loan scenario: amount, period, APR, total payment, and fee.
  • Last verified — date when this data was last reviewed (YYYY-MM-DD).
  • TCO scenarios — total cost of credit for standardised amount/period combinations.
  • Decision speed — stated or editorially extracted signal for approval timing.
  • Payout speed — stated or editorially extracted signal for funds arrival timing.
  • Documents — borrower document signals collected from lender records.
  • Bank statement — whether a bank statement is required, sometimes requested, or not clearly stated.
  • Minimum income — stated minimum income or editorially normalised income requirement.
  • Weak credit profile policy — whether payment defaults or weaker profiles are mentioned.
  • Decline signals — common factors that may lead to rejection, based on lender terms and editorial review.
CreditorCountryAmount rangePeriod rangeAPRFixed annual interest rateinterestRateuspexampleLast verifiedTCO scenariosDecision speedPayout speedDocumentsBank statementMinimum incomeWeak profileDecline signalsRegulatory statusSource evidenceAffiliate statusCorrections
finbeeLithuania500 - 150006 - 84m18%Not provided15%Patikimas partneris jūsų finansiniams poreikiams€5,000 / 36m / APR 18% / total 6500€ / fee 20€
2026-05-28
  • 1,000 / 12m: 1,180
  • 5,000 / 24m: 6,800
Paraiška vertinama internetu; sprendimas priklauso nuo kredito rizikos vertinimo ir pateiktų duomenųLėšos išmokamos po sutarties sudarymo ir finansavimo/patvirtinimo pagal platformos taisyklesTapatybės patvirtinimas, pajamų ir įsipareigojimų duomenys, kredito istorijos vertinimas; prireikus papildomi dokumentaiSometimes requiredPakankamos oficialios pajamos ir priimtinas kredito rizikos lygis; kaina priklauso nuo individualaus vertinimoFinbee vertina riziką individualiai; silpnesnis profilis gali reikšti didesnę kainą arba atsisakymąNepakankamas kredito rizikos įvertinimas; Per dideli esami įsipareigojimai; Nepatvirtintos pajamos; Trūkstami dokumentaiTarpusavio skolinimo platformos operatorius / vartojimo kredito rinkos dalyvis Lietuvos banko priežiūros aplinkoje
Source type: editorial review
Confidence: Medium
Checked by: 44Finance data review
Reviewed by: 44Finance editorial review
Partner feed used: Yes
User contribution: No / aggregate-only
Source
Affiliate linkCorrections log
Changelog
gosavyLithuania100 - 20001 - 24m30%Not provided25%Patikimas partneris jūsų finansiniams poreikiams€1,000 / 12m / APR 30% / total 1300€ / fee 5€
2026-05-28
  • 1,000 / 12m: 1,300
  • 2,000 / 24m: 3,200
Paraiška vertinama platformoje; pirminis sprendimas priklauso nuo pateiktų duomenų, paskolos tipo ir rizikos vertinimoIšmokėjimas vyksta po sutarties sudarymo ir finansavimo surinkimo arba patvirtinimo platformojeAsmens ir kontaktiniai duomenys, pajamų bei įsipareigojimų informacija; NT įkeitimo ar verslo paskoloms gali reikėti papildomų turto ir pajamų dokumentųSometimes requiredPakankamos oficialios pajamos ir priimtinas rizikos profilis; tikslus minimumas priklauso nuo paskolos tipoRizika vertinama individualiai; prastesnis profilis gali reikšti didesnę kainą, mažesnę sumą arba nepavykusį finansavimąNepriimtinas rizikos profilis; Nepakankamos pajamos; Trūkstami turto ar pajamų dokumentai; Nepakankamas finansavimas platformojeTarpusavio skolinimo platformos modelis; veikla ir vartojimo kredito dalis patenka į Lietuvos banko reguliavimo aplinką
Source type: editorial review
Confidence: Medium
Checked by: 44Finance data review
Reviewed by: 44Finance editorial review
Partner feed used: Yes
User contribution: No / aggregate-only
Source
Affiliate linkCorrections log
Changelog