44Finance Lender Intelligence Dashboard
The 44Finance Lender Intelligence Dashboard is a public data index for lender offer records used in our loan comparisons. It tracks verification dates, APR examples, total cost scenarios, decision and payout speed signals, borrower document requirements, and source freshness for listed lenders across our markets. The dashboard is designed to make 44Finance data easier to verify, cite, and reuse in AI search systems without hiding the limits of each record.
Offer data older than 90 days without re-verification is automatically marked as Stale. Stale offers are downranked in comparisons and cannot receive a "Recommended" badge. For details on how scores are calculated, see our rating methodology. For how data is verified, see our fact-checking policy. For dataset coverage and source freshness, use the data catalog; for field definitions and source hierarchy, see the lender data methodology.
Part of the 44Finance lender data layer
Offer Metrics is the canonical 44Finance Lender Intelligence Dashboard. It feeds local Loan Data Index pages and gives Loan Match Engine the lender-side signals used for fit explanations.
Open the 44Finance data platform reference- Records
- 10
- Fresh
- 10
- Quick signals
- 8
- Avg APR signal
- 28.3%
- Records
- 35
- Fresh
- 35
- Quick signals
- 21
- Avg APR signal
- 13.4%
- Records
- 18
- Fresh
- 18
- Quick signals
- 11
- Avg APR signal
- 30.0%
- Records
- 10
- Fresh
- 10
- Quick signals
- 0
- Avg APR signal
- 26.5%
Dashboard filters
Showing 1 of 73 lender records. Fresh in current view: 1.
Column descriptions
- Creditor — lender or brand name.
- Country — target market for this offer.
- Amount range — minimum and maximum loan amount (€).
- Period range — loan term range in months.
- APR — Annual Percentage Rate, the headline cost metric including interest and mandatory fees.
- Fixed annual interest rate — base yearly rate from lender terms, excluding extra fees.
- interestRate — marketing-facing rate (may be monthly or a range).
- usp — unique selling point or highlight for this creditor.
- example — representative loan scenario: amount, period, APR, total payment, and fee.
- Last verified — date when this data was last reviewed (YYYY-MM-DD).
- TCO scenarios — total cost of credit for standardised amount/period combinations.
- Decision speed — stated or editorially extracted signal for approval timing.
- Payout speed — stated or editorially extracted signal for funds arrival timing.
- Documents — borrower document signals collected from lender records.
- Bank statement — whether a bank statement is required, sometimes requested, or not clearly stated.
- Minimum income — stated minimum income or editorially normalised income requirement.
- Weak credit profile policy — whether payment defaults or weaker profiles are mentioned.
- Decline signals — common factors that may lead to rejection, based on lender terms and editorial review.
| Creditor | Country | Amount range | Period range | APR | Fixed annual interest rate | interestRate | usp | example | Last verified | TCO scenarios | Decision speed | Payout speed | Documents | Bank statement | Minimum income | Weak profile | Decline signals | Regulatory status | Source evidence | Affiliate status | Corrections |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bluestep | Finland | 50000 - 500000 | 12 - 300m | 6.03% - 6.78% | Not provided | Bluestep Prime + 2,00 % - 7,15 % | Asuntorahoitusta yksilöllisesti | €120,000 / 180m / APR 6.03% / total 176811,69€ / fee 2500€ | 2026-05-28 |
| Hakemus käsitellään yksilöllisesti; alustava arvio voi tulla nopeasti, mutta vakuuden ja maksukyvyn tarkistus pidentää prosessia | Välirahoitus tai laina maksetaan sopimuksen, vakuusarvion ja tarvittavien asiakirjojen valmistuttua | Henkilötiedot, tulotiedot, menot ja velat, tiliote sekä vakuuteen tai asuntoon liittyvät asiakirjat | Required | Riittävä ja todennettavissa oleva maksukyky suhteessa lainaan ja vakuuteen; tarkka minimi arvioidaan yksilöllisesti | Yksilöllinen arviointi voi sopia myös perinteisestä pankkimallista poikkeavaan tilanteeseen, mutta vakuus ja todellinen maksukyky ratkaisevat | Riittämätön vakuusarvo; Riittämätön maksukyky; Puuttuvat tulo- tai vakuusasiakirjat; Liian suuri nykyinen velkakuorma | Pankki tai vakuudellisen luoton tarjoaja; valvontastatus tarkistettava lainanantajan ehdoista ja viranomaisrekisteristä | Source type: editorial review Confidence: Medium Checked by: 44Finance data review Reviewed by: 44Finance editorial review Partner feed used: No User contribution: No / aggregate-only Source | Affiliate link | Corrections log Changelog |